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Preparing for retirement

Private equity investment cycles, which generally last between 8 and 10 years, correspond to retirement planning horizons. This long-term approach helps to structure and develop retirement capital with a view to sustainable wealth management. 

Preparing for retirement

An asset class aligned with the long term of retirement

A differentiating performance engine

Over the long term, private equity has historically outperformed public markets, in exchange for a longer investment horizon and reduced liquidity.
This performance is based on active support for unlisted companies and value creation that is uncorrelated with market fluctuations.

As part of retirement planning, it thus serves as a complementary performance driver to traditional assets, supporting a long-term wealth management strategy.

Real and structural diversification

Private equity provides structural diversification within an investment portfolio by offering exposure to private companies, various sectors, and diverse geographic regions. This diversification helps make the portfolio more robust and resilient, particularly in the face of economic cycles.

Giving meaning to your retirement savings

Beyond its financial characteristics, private equity enables direct investment in the real economy by financing business development and supporting long-term growth. This transparency in the use of capital meets investors’ growing expectations regarding clarity, understanding of investments, and economic impact.

Investing in private equity involves risks of capital loss and liquidity.

Our use cases

Structuring retirement for high-income profiles
Horizon
10 to 20 years
Target
Turn available capital into a source of future income
Available capital  
≥ $300,000 - $400,000
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Aiming for retirement income for high-income profiles
Horizon
10 to 20 years
Target
Calculate pension contributions based on a target retirement income
Available capital  
≥ $300,000 – $400,000
See the use case
Preparing for retirement for high-income earners
Horizon
Over 10 years
Target
Planning for retirement with peace of mind in a changing world
Available capital  
≥ $300,000 - $400,000
See the use case
Structuring your retirement within the framework of an IS holding company
Horizon
10 to 20 years
Target
Utilizing the cash reserves of a family-owned business to prepare for retirement
Available capital  
≥ $300,000 – $400,000
See the use case
Aiming for a retirement income stream within the framework of an IS holding company
Horizon
10 to 20 years
Target
Determine the financial commitments needed to maintain your standard of living in retirement
Available capital  
≥ $300,000 – $400,000
See the use case

Why include private equity in a retirement strategy?

  • Align capital accumulation with a long-term retirement horizon
  • Accessing differentiated performance potential within the allocation
  • Strengthen asset diversification through uncorrelated exposure
  • Directing part of savings toward the real economy
  • Structure and professionalize the long-term development of assets

See our other solutions

Transfer capital
Private equity addresses the challenges of long-term capital creation. It combines performance potential with the gradual structuring of a sustainable and diversified portfolio.
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Build capital
With a view to transfer, private equity allows capital to be prepared over time. It helps to increase its value and structure its ownership ahead of inheritance deadlines.
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Generate additional income
Private equity is part of a long-term revenue generation strategy. It combines performance potential with the ability to generate regular distributions, complementing existing revenues.
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By your side to support your customers.

Whether you want to understand our solutions, integrate unlisted assets into your asset allocation, or become a partner, we are available to answer your questions and guide you toward the best options for your situation.
Commercial communication of a promotional nature
The Funds are actively managed and are not managed in relation to a benchmark index. Investing in private equity involves risks, including liquidity and capital loss risks. It should be noted that past performance is not indicative of future results and is not constant over time.

The Funds are reserved for professional clients (within the meaning of MiFID II) and clients with the capacity to invest €100,000, subject to the suitability of their needs with the product and the investment period.

This communication should not be construed as investment advice, a personalized recommendation, or an offer or solicitation to invest. It is not sufficient on its own to make an investment decision. Before making any final investment decision, please contact your advisor and refer to the fund rules and key information document (KID).

Eligibility for tax regimes depends in particular on the product's compliance with certain investment rules, the length of time you hold your units, and your individual circumstances.
It should be noted that past performance is not indicative of future results and is not consistent over time.
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Individual investors with an investment capacity of less than €250,000.
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