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Preparing for retirement

Private equity investment cycles, which generally last between 8 and 10 years, correspond to retirement planning horizons. This long-term approach helps to structure and develop retirement capital with a view to sustainable wealth management. 

Preparing for retirement

An asset class aligned with long-term retirement planning

A differentiating performance driver

Over the long term, private equity has historically outperformed public markets, in exchange for a longer investment horizon and lower liquidity.

This performance is driven by active ownership of private companies and value creation that is less correlated with public market fluctuations.As part of retirement planning, private equity serves as a complementary performance driver alongside traditional asset classes, supporting long-term wealth creation.

A source of structural diversification

Private equity provides structural diversification within a portfolio by offering exposure to private companies across sectors and geographies.

This diversification enhances portfolio resilience, particularly across economic cycles.

Giving meaning to your retirement savings

Beyond its financial characteristics, private equity enables direct investment in the real economy by financing business development and supporting long-term growth. This transparency in the use of capital meets investors’ growing expectations regarding clarity, understanding of investments, and economic impact.

Sector specialization is a key driver of sustainable long-term alpha generation.

Our use cases

Aiming for retirement income for high-income profiles
Horizon
10 to 20 years
Target
Calculate pension contributions based on a target retirement income
Available capital  
≥ $300,000 – $400,000
See the use case
Aiming for a retirement income stream within the framework of an IS holding company
Horizon
10 to 20 years
Target
Determine the financial commitments needed to maintain your standard of living in retirement
Available capital  
≥ $300,000 – $400,000
See the use case
Structuring your retirement within the framework of an IS holding company
Horizon
10 to 20 years
Target
Utilizing the cash reserves of a family-owned business to prepare for retirement
Available capital  
≥ $300,000 – $400,000
See the use case
Structuring retirement for high-income profiles
Horizon
10 to 20 years
Target
Turn available capital into a source of future income
Available capital  
≥ $300,000 - $400,000
See the use case
Preparing for retirement for high-income earners
Horizon
Over 10 years
Target
Planning for retirement with peace of mind in a changing world
Available capital  
≥ $300,000 - $400,000
See the use case

Why include private equity in a retirement planning?

  • Align capital accumulation with a long-term retirement horizon
  • Access differentiated performance potential within the allocation
  • Enhance diversification through low-correlation exposure
  • Direct a portion of savings toward the real economy
  • Structure and professionalize long-term wealth development

Explore our other solutions

Wealth transfer
In the context of wealth transfer, private equity enables long-term capital preparation, enhances value creation, and supports the structuring of ownership ahead of succession.
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Long-term capital growth
Private equity addresses the key drivers of capital creation: a long-term investment horizon, differentiated performance potential, and the ability to progressively build a sustainable, diversified portfolio.
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Generate additional income
Private equity is designed to generate long-term returns, combining strong performance potential with the ability to deliver regular distributions, complementing existing income streams.
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By your side to support you and your clients

Whether you are looking to better understand our solutions, integrate private assets into your allocation, or become a partner, we are available to answer your questions and guide you towards the most relevant options for your needs.
Commercial communication of a promotional nature
The Funds are actively managed and are not managed in relation to a benchmark index. Investing in private equity involves risks, including liquidity and capital loss risks. It should be noted that past performance is not indicative of future results and is not constant over time.

The Funds are reserved for professional clients (within the meaning of MiFID II) and clients with the capacity to invest €100,000, subject to the suitability of their needs with the product and the investment period.

This communication should not be construed as investment advice, a personalized recommendation, or an offer or solicitation to invest. It is not sufficient on its own to make an investment decision. Before making any final investment decision, please contact your advisor and refer to the fund rules and key information document (KID).

Eligibility for tax regimes depends in particular on the product's compliance with certain investment rules, the length of time you hold your units, and your individual circumstances.
It should be noted that past performance is not indicative of future results and is not consistent over time.
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YOUR INVESTOR PROFILE
Financial intermediary or professional investor
Financial advisors, wealth managers, private bankers, or any other investment service providers.
Qualified Investor or Altaroc Investor
Experienced investor or Altaroc investor
Private investors who have already invested with Altaroc or who have a minimum investment capacity of €100,000.
Private investors who have previously invested in Altaroc who have a minimum investment capacity of 200,000 euros.
Non-professional (retail) investor
Individual investors with an investment capacity below €100,000.
Retail investors with an investment capacity of less than 200,000 euros.
Institutional investor
Pension funds, retirement schemes, asset management companies, and single-family offices.
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